Track spending without the friction.
Frugio is the expense tracker that doesn't ask for accounts, doesn't sync to the cloud, and doesn't get in your way. Tap, type, done.
Free to start · No account required · Android
Built for people who hate budgeting apps.
Most expense trackers want you to enter every coffee, categorize it, and review it weekly. Frugio assumes you won't — and still works.
Offline-first
No account, no sync, no cloud. Frugio runs entirely on your phone — open it on a plane, in the subway, anywhere.
Envelope budgeting
Cap how much each category can spend per month. See remaining capacity at a glance, before you spend.
Recurring rules
Salaries, subscriptions, bills — schedule them once and Frugio plans them into Upcoming automatically.
On-device AI scanning
Snap a receipt, get amount and category back. The AI runs entirely on your phone — receipts never leave your device.
Multi-currency
Hold wallets in different currencies. Live FX rates convert balances to your primary view.
Activity view
Heatmap your year. Spot which months ran hot, which days you skipped, which weeks you overspent.
See it in action.
Clean, dense, and fast. Every screen does one thing — and gets out of your way.
Envelope budgets
Each envelope shows budget vs. remaining capacity for the month, with the source account it draws from.
See the whole year
Twelve mini-month heatmaps in one screen. Spot the months you ran hot and the days you skipped.
Drill into any week
Pro unlocks day-by-day Week view — every coffee, every commute, totalled per day.
Your money data is yours.
Frugio stores everything locally on your phone. We don't have a server. We can't see your transactions. We can't lose them in a breach, because they were never with us.
Free to start. Pro when you outgrow it.
The free tier is genuinely useful — most people never need more. Upgrade if you want unlimited accounts, AI scanning, and multi-currency.
Free
- 2 accounts
- 5 envelopes
- 3 recurring rules
- Manual expense tracking
- Single currency
Pro Monthly
- Unlimited accounts & envelopes
- Unlimited recurring rules
- AI receipt scanning
- Multi-currency wallets
- Week activity view
Pro Yearly
SAVE 44%- Everything in Monthly
- Best balance of value and flexibility
Pro Lifetime
BEST VALUE- Everything in Pro, forever
- No subscriptions to remember
- Pays back in ~14 months
Prices shown in USD. Local prices are set by Google Play and may vary by region. Subscriptions auto-renew until cancelled in the Play Store.
Try it on the way home.
It takes about ten seconds to log a transaction. The free tier covers most people. Decide whether Pro is worth it after you've used it for a week.